Provider FAQ
What is Chiropractor Club LLC?
Chiropractor Club LLC is a Licensed Discount Medical Plan Organization. Discount Medical Plans contract with health care providers or provider networks to provide medical service price reductions to plan members. These plans may be structured to look like insurance, but they are not insurance and don’t pay health care costs like most insurance plans. The patient is responsible for payment at the time of service. A membership guarantees that the patient receives a minimum of a 20% off services at participating provider locations.
Why do Discount Medical Plans like Chiropractor Club LLC exist?
In most states, it is illegal for a doctor to set up a dual fee system, where they charge patients lower rates than they charge an insurance company for the same services.
A Discount Medical Plan makes billing easier, cheaper, and less time-consuming. It lowers the overall cost of treating patients and allows more time to be spent on patient services. A plan like this makes the cost of seeing each patient cheaper, these savings are passed on to the patient making your services more accessible to the public.
Why should I become a Chiropractor Club Provider?
Chiropractor Club makes it easy to grow a compliant cash practice. Many Americans are un-insured or under-insured and have high deductibles or insurance that does not cover your services. In an environment of shrinking reimbursements and growing regulation, adding to your cash practice is wise. Add to your cash practice without interrupting your insurance base and avoid the headache of the insurance industry. Save time and money on the billing process, focus more on treating patients while expanding your access to the public.
How much does it cost the provider?
Becoming a Chiropractor Club Provider is absolutely Free, there are no hidden fees. You will receive a provider packet with information about the Chiropractor Club, Member Applications, pre-payed envelopes, patient education pamphlets, and Approved Provider Certificate all at no cost to you. When you agree to become an approved provider your office information will be added to our Doctor Locator database where prospective patients can search and find approved providers in their area. Your current or new patients will also be prompted to share your office profile with friends and family using our e-Business Card Patient Referral System all at no cost to you.
Who are typical Chiropractor Club Members?
The un-insured, and the under-insured. Those with:
- High Deductibles
- High Co-pays
- No Out of Network Benefits
- No Chiropractic Benefits.
Chiropractor Club is also great for those who are interested in wellness or maintenance care and do not have adequate insurance coverage for these extended care plans.
How does joining a Discount Medical Plan Organization lower my risk?
Joining a Discount Medical Plan Organization like Chiropractor Club LLC reduces the risks of compliance and OIG violations related to inducements, dual fee schedules, improper down-coding, and inappropriate time-of-service discounts. Becoming a Chiropractor Club LLC provider gives you the ability to legally offer a reduced cash fee to patients with inadequate insurance.
How do I become an approved Provider?
- Sign up online, add your directory listing and agree to the Participating Provider Agreement.
- Once approved, your listing will be available to the public in our Chiropractor Directory.
- Draft your Chiropractor Club LLC Fee Schedule and begin treating members the same day.
- You will be mailed a Chiropractor Club packet with support materials.
- Our staff will be on call to answer questions and assist you with launching your Chiropractor Club Discount Program.
How do I sign my patients up for Chiropractor Club?
Have the patient sign up online or use the paper form provided in your provider packet. For paper forms:
- Secure membership payment (options listed on our Membership Page). Enter credit card information on the member agreement. Mail all checks, cash, and paper forms to Chiropractor Club LLC using our pre-paid envelopes.
- Record the patient’s name and expiration date on your patient tracking form. It may be helpful to add the info to the patient’s file as well.
- Give the patient the carbon copy which should be used as a temporary ID Card until the patient receives their Member ID Card in the mail. Record the Member ID Number when the patient returns for their next visit.
Begin treating new patients the same day. Ask them to share their chiropractor with friends and family by going to our website.
How do I implement Chiropractor Club in my office?
The paperwork is minimal and provided to you at no cost. There is a one-page member application to be completed by each patient who decides to become a member. This form can be filled out in the office or online. The patient can be treated the same day. The patient’s membership expires one or three-years from the application date depending on the enrollment period they choose.
Also included in your provider packet are pre-payed envelopes that should be used to mail paper applications, checks, cash and money orders to Chiropractor Club LLC.
You choose your price structure or fee schedule as long as you offer club members a minimum of 20% off. Use the sample Fee Schedule provided in your packet to get started.
